Licensed Public Adjusting · New Jersey

New Jersey Public Adjusting
on your side.

Fire, water, leak, roof, and storm damage claims across New Jersey. We document the loss, fight your insurance company, and recover everything your policy owes — and bring our own trusted vendors to handle the rest.

No recovery, no fee Free inspection Serving all of New Jersey
New Jersey · What we pursue
Fire & smoke··········✓
Water & leaks··········✓
Roof & structure··········✓
Storm & wind······✓
You pay upfront$0
Contingency fee — paid only if we recover.
Licensed NY public adjuster
We worked the carrier side
No recovery, no fee
Fire · water · roof · storm
24/7 emergency response
New Jersey claims

We know how New Jersey losses really happen

Our adjuster spent years handling New Jersey property claims from the carrier side too, not just New York — fire, water, and storm losses across Hudson, Bergen, Essex, and Union counties. We know how NJ claims get inspected, reserved, and paid, because we did that work here as well. We serve the NYC-adjacent counties specifically, not the whole state, so we can actually show up and know the area.

Start your New Jersey claim
What you get

A licensed public adjuster who represents you, handles the entire claim, and brings vetted New Jersey vendors for repairs — start to finish.

What you avoid

Negotiating alone against an insurance company that's counting on you to accept its first lowball offer.

What we handle

Every kind of property loss in New Jersey

Residential and commercial — from a kitchen fire in a walk-up to a burst riser in a high-rise, we manage the entire claim so you never negotiate against your own insurance company alone.

Fire & Smoke Damage

Structural fire, smoke, soot, and the water damage from firefighting. We capture the full scope so nothing is left off the estimate.

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Water Damage & Leaks

Burst pipes, building leaks, sewage backups, and appliance failures. We document hidden moisture before it becomes a denial.

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Roof & Structural Damage

Wind-torn roofs, hail, collapse, and resulting interior damage. We make the case for full repair, not a patch.

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Storm & Wind Damage

Nor'easters, hurricanes, and severe storms. We handle emergency mitigation and the full property claim together.

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Mold & Remediation

Mold from unresolved water intrusion. We tie it back to the covered loss and bring in certified remediation.

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Vandalism & Theft

Break-ins, vandalism, and resulting property loss. We inventory and value everything you're owed.

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Business Interruption

Lost income and extra expense when your business can't operate. We build the financials carriers respect.

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Denied & Underpaid Claims

Already denied or lowballed? We re-open, re-document, and re-negotiate to recover what you should have been paid.

Neighborhoods we serve

Serving every neighborhood in New Jersey

Homeowners, landlords, co-ops, condos, and commercial property owners throughout New Jersey.

Jersey CityHobokenNewarkElizabethHackensackUnion CityBayonneMontclairWeehawkenSecaucusFort LeeBloomfield
Our edge

Built by an adjuster who worked the other side.

Before founding NYC Public Adjusting, our adjuster spent years handling property claims — fire, water, roof, storm, and more — from inside the carrier's process. We know how insurers decide what to pay. Now that knowledge works for you.

Inside knowledge

We've seen how carriers inspect a loss, set reserves, and decide what to pay — so we know where claims get shorted.

Thorough documentation

We document and value the full loss the way the carrier's own process demands, and build the claim to support every dollar.

No recovery, no fee

We work on contingency, regulated by NY DFS — you pay only if we recover on your claim.

Common questions

New Jersey claim questions

Do you actually know New Jersey claims?
Yes — our adjuster spent years handling property claims from the carrier side in New Jersey as well as New York. We know how NJ claims get inspected and priced, because we did that work. NJ License #3004412133.
Which parts of New Jersey do you serve?
Hudson, Bergen, Essex, and Union counties — the areas closest to and most connected with New York City. We don't cover the rest of the state.
Why not the whole state?
We'd rather serve a smaller area well than stretch thin. These four counties are where we can actually show up quickly and know the housing stock and local carriers.
What kinds of claims do you handle in New Jersey?
The same as New York: fire, water, roof, storm, burst pipes, mold, and vandalism claims for homeowners, landlords, and commercial property owners.
How much does a public adjuster cost in New Jersey?
Contingency only — nothing upfront, and nothing at all unless we recover on your claim. New Jersey requires the fee to be reasonably related to the services provided, with the maximum fee written into your contract up front.
Free claim review

Had a loss? Let's talk today.

Answer a few quick questions — it takes under a minute. We'll review your situation free, with no obligation, and if we can help, we'll take it from there.

Call or text
(917) 809-6305
Fax
(646) 494-9512
Service area
Five boroughs + Long Island + NJ (Hudson/Bergen/Essex/Union) · by appointment
Hours
Live 8 AM – 8 PM, 7 days. Text, email, or send a photo anytime.
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Before you go

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