Partner with us.
No fee. No catch.
When a job you're already on turns out to be an insurance claim, a licensed public adjuster on that claim usually means a fuller, documented scope — a bigger, better-defined job for you, paid by the carrier. Free for you, and free for your client unless we recover.
You don't have to chase every new job.
When a client already has damage that could be an insurance claim — a fire, a leak, a storm loss — a licensed public adjuster on that claim usually means a fuller, more accurate scope of covered repairs. That's not a promise of a specific outcome; it's how the process works when someone documents the loss properly instead of eyeballing it.
A fuller scope means a bigger, better-defined job for you — paid by the insurance carrier, not by you or your client. We don't take a fee from you, and we don't pay for referrals either.
A kitchen fire looks like a kitchen job — repaint the adjacent walls, replace a few cabinets.
Smoke and heat travel through HVAC and framing further than a walkthrough shows. Properly documented and adjusted, that same fire can mean a fully covered structure — not just the room where it started.
The claim problems that hold up your work
Our adjuster spent years handling property claims from the carrier side in New York and New Jersey. These are the places a job gets stuck when nobody is working the claim — and what we do about each one.
The carrier's number comes from a quick inspection and pricing software. We document the full loss so the covered scope reflects the real repair — not a gap you eat or argue about.
Hidden damage turns up after tear-out. We document it and push the supplement with the carrier, so the added work gets claimed instead of absorbed.
Opening walls and roofs in older buildings can trigger code requirements. Ordinance-and-law coverage has to be claimed deliberately — we do that.
When the carrier blames age or long-term leakage, the job stops cold. When the facts support a covered loss, we challenge the cause with documentation.
Many policies hold back recoverable depreciation until repairs are done — often the money behind your final invoice. We make sure it's claimed and released.
Overwhelmed owners miss carrier requests and deadlines, and the job stalls. We run the claim side so the timeline keeps moving.
You build it. We handle the claim.
In New York and New Jersey, negotiating an insurance claim on a property owner's behalf — advocating on coverage and settlement — requires a public adjuster license. Contractors who try to "handle the claim" for a customer take on risk and unpaid hours. Bringing us in keeps everyone in their lane, and keeps the job moving.
- 01You — scope and price the repair, handle mitigation, and do the build.
- 02We — read the policy and find every coverage that applies to the loss.
- 03We — document the full loss, file the claim, and pursue supplements.
- 04We — negotiate the settlement with the carrier, start to finish.
- 05The owner — chooses who does the work. Always.
Four steps. No paperwork on your end.
Nothing to sign with us, and no script to read to your customer.
Spot it
Damage on a job you're already on — fire, water, storm, a leak behind the wall — might be an insurance claim.
Make the intro
With the owner's OK, text us their name and number — or just hand them ours. No sales pitch required.
We handle the claim
Free review. If it's worth pursuing, we document, file, and negotiate — no cost to the owner unless we recover.
You get a fuller-scope job
If the claim supports more covered work than the first walkthrough assumed, that's a bigger, cleaner job — paid by the settlement, not squeezed from your bid.
Save our number for jobs like these
Call or text (917) 809-6305 when you run into any of these on a job:
- A fire or smoke loss — of any size
- Water that's reached more than one room or floor
- A carrier estimate well below your bid
- Hidden damage after tear-out that needs a supplement
- A denial, or "wear and tear" cited on a storm or leak
- A commercial or multi-unit loss
Questions contractors ask us
Do you pay referral fees?
Will you bring in your own contractor and take my job?
Can't I just negotiate the claim for my customer?
What does it cost my customer?
The claim is already open — or already paid. Is it too late?
What do you need from me?
Have a job that might be a claim?
Text us the owner's name and number (with their OK), call from the job site, or just save our number for next time.
NJ DOBI #3004412133
Prefer email? claims@nycpublicadjusting.net